The CPP student benefits offered monthly financial assistance to the qualifying children of disabled or deceased CPP contributors. Qualifying children who are 18 to 25 years old and are full-time students of a qualifying school or university are going to receive a maximum of $301.77 in 2025.
CPP Student Benefit Canada
On 08 January 2025, Minister of Seniors, Joanne Thompson, confirmed the new benefits for qualifying part-time students whose parents or guardians are disabled or deceased and previously contributed to the Canada Pension Plan (CPP).
In Canada, CPP monthly children’s benefits are basically designed to provide financial assistance to dependent children with at least 18 years of age that would normally be offered by their deceased or disabled guardians.
Qualifying children aged 18 to 24, will be able to cover the expenses of their education from this benefit. It is anticipated that this new benefit will provide financial support to more than 6,712 claimants in 2025.
Who is eligible for CPP Student Benefit Canada?
To qualify for the CPP student benefit Canada individuals need to satisfy the below listed eligibility requirements.
- To qualify for CPP student benefits, individuals need to be at least 18, or 25 years old.
- The qualifying children need to be full-time or part-time pupils at a recognized school and university.
- The qualifying child must be a biological child of the CPP contributor.
- The child must be adopted legally by the contributor while at least 21 years old.
- The child needs to reside with contributors due to the decision-making responsibility while at the age of 21 years.
- A child’s guardians must receive a CPP disability benefit payment such as disability benefit as well as the post retirement disability benefit.
- The expired guardian of a qualifying student also needs to fulfill the CPP contributory necessary criteria for CPP death benefit.
- The child needs to have the Declaration of Attendance of any recognized School or University that will be signed by the registrar of that school or university that the child is currently attending.
- The child needs to provide proof of enrollment at the identical School or University.
How much you can expect to get from CPP Student Benefit Canada?
The newly introduced CPP student monthly benefit payment amount will be based on a flat rate that is adjusted on a yearly basis. Children who are 18 to 25 years old and receiving full-time education at an Identified school or university will be able to get the maximum flat rate of $301.77 in 2025.
Whereas those qualifying children who are at least 18 to 25 years of age and who are a part-time pupils at a qualifying reputed school or university are going to get a maximum of $150.89 in 2025.
How can you apply for CPP Student Benefit Canada?
Steps to apply for CPP Student Benefit Canada are listed below.
- Navigate to the https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-childrens-benefit.html Website.
- Select your applicant type and your application submission process.
- After that sign in to your My Service Canada Account (MSCA) if you previously have an account; otherwise, create a new one by putting in the required details.
- From the menu bar available options find out and click the online Canada Pension Plan Children’s Benefit application form.
- A claim form for CPP child benefit will be displayed on the screen.
- Enter all the required details, such as your name, Social Insurance Number, address, telephone number, email address, city, state, zip code, parents or guardian name, address, student ID, Postal code, mailing address, your school or university name, beginning and closing dates for your term, school year or semester.
- Clip up all the necessary documents, such as the Declaration of Attendance form as well as proof of enrolment in a school or university.
- Put out all the payment information, such as your bank name, address, branch number, institution number, account holder name, account number, etc.
- After verifying all your entered details, put your signature as well as the current date in the required sessions.
- Submit your application form for CPP Student Benefit to the official by clicking the submit button.
How long is the CPP student benefit available?
The following are the conditions for when a qualifying child will not be able to receive the CPP student monthly benefit.
- The benefit amount will not be provided to you in the month when the child turns 18.
- If a child is between 18 and 25 years old but is no longer a full-time or part-time student at a school or university,
- The CPP student benefit amount will not be provided to you for the month when a child will be 25 years of age.
- The payment will not be provided in the month after a child stops living with their parent or guardian who are receiving disability benefits.
- If a qualifying child dies, then the benefit amount will no longer be provided.
- If some changes occur in your circumstances such as if changes occur in your enrollment status, address, bank account, the relationship with the contributor, etc.