IRS has announced the 2025 tax season to start on 27 January 2025, taxpayers should prepare to file their federal income tax returns in the starting days to receive the tax refund early. The IRS urges taxpayers to e-file the tax return and choose Direct deposit as the refund payment method.
The fastest way to receive the IRS tax refund is the direct deposit method, hence, most taxpayers planning to file a tax return should opt for direct deposit. Taxpayers wondering about the refund payout date via direct deposit can check the expected date and other details here.
When will I get my IRS Refund Direct Deposit in 2025?
With the 2025 tax season just a few days away, taxpayers planning to file their tax return should know the tax refund payment date depends on when they filed the taxes and the payment method they chose. The IRS processes the tax refund when taxpayers have chosen an electronic method to file the tax return as they can review it easily and opt for direct deposit.
As per the IRS rules, the agency processes the IRS tax refund within 3 weeks with the direct deposit method after your tax return is accepted. The 2025 tax season will commence from 27 Jan 2025, so if you e-filed the tax return on the same day and opt for direct deposit you can expect the payment within a week or 3 weeks if your tax return is accurate.
The agency can get the tax refund on the following date when they opt for direct deposit in their tax return:
- With e-file return and direct deposit payment method: One week or 3 weeks
- When you have mailed the check and opted for direct deposit: One month
Taxpayers should know the tax return with ACTC/ EITC claims would not be disbursed until 15 Feb 2025 due to the PATH Act obligation. So, tax returns with these credit claims can expect a direct deposit tax refund on 27 Feb 2025 or afterward.
IRS Tax Refund Direct Deposit Payout Date 2025
Taxpayers can estimate their tax refund based on the date their tax return is accepted by the agency. Taxpayers planning to opt for the direct deposit can check the expected direct deposit payment date below:
| IRS Tax Return Accepted Date | Direct Deposit Refund Pay Date |
| 27 Jan – 04 Feb 2025 | 10 Feb 2025 |
| 05 Feb- 12 Feb 2025 | 24 Feb 2025 |
| 13 Feb – 19 Feb 2025 | 04 Mar 2025 |
| 20 Feb – 27 Feb 2025 | 07 Mar 2025 |
| 28 Feb – 10 Mar 2025 | 13 Mar 2025 |
| 11 Mar – 17 Mar 2025 | 22 Mar 2025 |
| 18 Mar – 24 Mar 2025 | 31 Mar 2025 |
| 25 Mar – 03 Apr 2025 | 05 Apr 2025 |
| 04 Apr – 10 Apr2025 | 12 Apr 2025 |
| 11 Apr – 15 Apr 2025 | 17 Apr 2025 |
How can you track the IRS Refund direct deposit?
The IRS allows taxpayers to track the IRS tax refund status easily through the IRS Where’s My Refund tool and stay updated about their tax refund processing stage. The agency has introduced the tool to ensure taxpayers can easily know the real-time tax refund recorded in the IRS system.
The Where’s My Refund tool is available on the official website or the IRS2Go app of the IRS. Taxpayers can check the refund status and estimate their tax refund payment as the tool tells the refund status in three phases – Return Accepted, Refund Approved, and Refund Sent.
The e-filers can check tax refund status within 24 hrs or 48 hrs of filing the tax return and check the stage of their tax return. The taxpayers would need their Social Security Number/ ITIN, refund amount, tax year, and tax return filing status to get the tax refund status.
IRS initiative to avoid tax Refund delays
The tax refund can be delayed due to many reasons, such as your bank account information being incorrect or your bank account being invalid, you may owe a tax debt to the agency or your tax information being missing or incorrect, which can delay the tax refund process.
The IRS urged taxpayers to file their tax returns carefully and ensure their tax information is valid and accurate.
This year the agency has initiated the IP PIN (Identity Protection PIN) to avoid tax refund delays, the IP PIN will let the taxpayers duplicate the dependent details of the previous year in the current tax return. This will be the IRS-verified information that lets the agency process the tax return and refund faster as it is reviewed information.,
The taxpayers can generate the IP PIN through the IRS online account and file their tax return with it so that the IRS can review the tax return easily and move to process your tax refund.